Slave to Creditors

Excerpted from Every Man Ministries by Kenny Luck

There was a time when I needed an overhaul. It happened about 10 years ago when I was a credit-card company’s dream customer! My gold card fed my appetite for all sorts of ‘needs.” Clothes, birthday and anniversary trips, and lavish dinners out were all benign events for which I supplied perfect justifications. Christmas gifts, home improvements, and repairs on my snazzy foreign sports car became part of my lifestyle. And just as reality should have slapped me in the face, additional lines of credit would mysteriously arrive.

I started to earn more money, but I also started to believe my own rationalizations regarding my finances. I trusted our credit cards more than I trusted God. I certainly didn’t have the faith to believe that if we gave our 10 percent, He would make the other 90 percent work for us. So I gave less to the church and spent more on myself. I refused to deny my family any desire. I ignored my wife, Chrissy’s urgings to tighten our financial belts, which only accelerated our insidious spiral into financial bondage. All of the turmoil caused tremendous amounts of anxiety that remained invisible to outsiders but was visibly and verbally incinerating our home and marriage at the end of every month.

10 years ago I was a
credit-card company’s
dream customer!

One night, following a lively discussion with Chrissy about our messed up finances, I happened to open my Bible. My eyes fell to these words: ‘The borrower is servant to the lender’ (Proverbs 22:7). Seven words, seven tons of impact. I was a slave ‘ to my creditors. I had also enslaved my family because of my inability to say no to myself. Worse, my character deficiency had moved God away from the center of my life and replaced Him with financial anxiety. This was a form of idolatry. That truth kindled my repentance and a desire to change, which I confessed to my wife.

I also sought help from friends. Not financial help, but prayer and counsel regarding our precarious financial situation. I can remember weeping in front of my close friends after I disclosed that we had rung up twenty thousand dollars in credit-card debt. I was embarrassed in every way, but I was past caring. I was determined to do what it took to get honest with myself and with the mess I had created. The only way I knew to accomplish that was to humble myself before God, my wife, and my buddies and ask for their help. I remember saying, ‘Whatever it takes, Lord.’ Simply put, if that meant living with one car, so be it. If it meant giving to the church when it made no sense, I would give. If it meant submitting myself to an austere monthly budget for two years to get out of debt, that too, was what I would do.

 I became the RICHEST of all men
because, deep inside,
I was committed to the course!

That day, the last major bastion of control fell into God’s hands, and His victory was both humbling and liberating. Although I was awash in debt, I became the richest of all men because, deep inside, I was committed to the course.

What bastions have you erected against God’s goodness and blessing in your life? Most men can name them in a nanosecond Gad has already been speaking to them, convicting them that their priorities are seriously out of line. God’s message, and mine, is that those walls have to fall ‘ for the sake of His kingdom.

Being God’s Man is Worth the Risk!

Excerpted from Every Man Ministries by Kenny Luck

During the past several years, I have witnessed men commit to becoming God’s man through Every Man Ministries. I’ve found that it’s not about asking guys to do more; it’s about asking them to be more. It’s not about asking them to pursue a plan or respond to a cool idea or even to a dare. It’s about convincing guys, deep down, that being God’s man is worth the risk. Why is that?

Doing more puts a man in control.
Being more puts God in control.


Doing more
is a safe style for men.
Being more is risky.

Doing more implies there’s an end to it.
Being more is a process ‘ fluid and unpredictable.


Doing more
lets a man pick the changes he needs to make.
Being more allows God to reveal the changes a man needs to make.


Doing more
requires trying harder.
Being more relies on training humbly.


Doing more
engenders spiritual pride.
Being more produces humility through surrender.


Doing more
is about correcting behavior patterns.
Being more is about connecting with God’s character.


Doing more
attaches to the public persona.
Being more reaches the private self ‘ the man God wants to reach.

The men’s movement of the last fifteen years has been challenging men to love more, say more, pray more, read the Bible more, discipline themselves more, love their wives more, and serve their kids more. Men have wanted all those things, but the majority of them are failing over the long haul. The men’s movement has asked men to do what their hearts and characters cannot deliver.

So here’s the bottom line.
Author Dallas Willard got it right: What’s needed is a renovation of the heart before a renovation of lifestyle.

I trust you will hang in there with me as we talk in the next few months about how it is we can BE God’s man and how it is that we ‘bog down spiritually’ when our offense should be in full attack mode for Him.

For more help on this subject see Being God’s Man.

Bringing It Out of The Dark

Joe Dallas

Addictive sexual behavior is no joke. It includes lust and poor self-control, of course, but it is much more than that. It is a repetitive, constant form of sexual activity that a person feels compelled’not just tempted’to indulge in. Usually this behavior is acted out in the secret use of pornography, prostitutes, anonymous sexual encounters or adult bookstores. It’s bondage of the worst kind because there’s so much shame and remorse attached to it, making it terribly secretive and usually dangerous. It leads to isolation, broken marriages, and untold humiliation. And if you’ve been hooked into it, you know by now that willpower alone won’t stop it. The addict makes countless attempts to stop in his own strength; countless times, he fails spectacularly. It’s bondage of the worst kind because there’s so much shame and remorse attached to it, making it terribly secretive and usually dangerous. It leads to isolation, broken marriages, and untold humiliation. And if you’ve been hooked into it, you know by now that willpower alone won’t stop it. The addict makes countless attempts to stop in his own strength; countless times, he fails spectacularly.

  Addictive sexual behavior is no JOKE and willpower alone won’t STOP it!

That’s partially because the problem thrives in the dark. Sexually addictive behavior is highly secretive. When you are caught up in it, you’re not prone to discuss it with anyone, so friends and family members seldom know what you’re going through. It’s a double life of sorts, involving a public image of normality versus a long-held secret. Usually the man discovers his ‘drug’ (pornography, masturbation, etc.) relatively early in life, becomes dependent on it, and incorporates it into his behavioral makeup. If that’s true of you, you’re carrying quite a burden. You haven’t felt good about your behavior or yourself, but have had no idea how to change. What you do know how to do is hide, and at that I’ll bet you’re a pro. The years of secret-keeping, excuses for prolonged absences from job and family while you’re having sex, and lying to cover your tracks have taught you to conceal your actions and feelings. Besides the destructiveness of your actions, then, you suffered from an unwillingness to let anyone in. When you develop a private world centered around your addiction, it’s the privacy that’s keeping it intact. Disrupt the privacy of your world, then, and you weaken both it and the addiction it protects. You’ll be less inclined to repeat the behavior you’ve given up if you know someone else is involved in your struggle with you.


The PRIVATE world centered around your addiction is what keeps it intact.

A trained Christian professional with experience treating addictions will be valuable to you. As always, you should get a referral from your pastor or a trusted friend if possible. But do find qualified help. With it, you can understand the roots of your addiction and build up the defenses against destructive actions that have been torn down over the years. You also should get into a support group’a Christ-centered one’that’s geared toward this problem. This provides you with a legitimate emotional outlet for the conflicting feelings you’ll experience while you withdraw from your addition. And finally, get some accountability. To be accountable to someone means to let him in on your struggle and to keep him up on your progress. It’s a giving over of your right to privacy to at least one person who has your permission to question you about your day-to-day activities and encourage you when you struggle.


INTEGRITY cannot be maintained apart from ACCOUNTABILITY!

You may balk at this ‘ I certainly did when I was first told that I’d never maintain my integrity unless I got some accountability. But don’t kid yourself’your own history by now has taught you that can’t deal with sexually compulsive behavior by yourself. If you could have, you would have.

Also See:
<a title="Every Man’s Battle Resources” href=”https://secure2.convio.net/nlm/site/Ecommerce/?store_id=1201&FOLDER=0&NAME=every%20man%27s%20battle”>Every Man’s Battle Resources
<a title="Every Man’s Battle Workshop” href=”http://www.everymansbattle.com”>Every Man’s Battle Workshop